Dr. Karl Kuhlmann

CEO of S.A.G. Solarstrom AG

"After the issue of our second corporate
bond, placed by youmex, we are able to
strengthen our financial base even more
and accelerate the sustainable growth
course of our core business areas with a
solid foundation."

Terms and Conditions of Use

Exclusion of liability 
youmex Financial Services GmbH, Opernplatz 14, 60313 Frankfurt am Main, Germany ("author") does not assume any liability whatsoever for the topicality, accuracy, completeness or quality of the information provided. Liability claims against the author based on damage of a material or non-material nature resulting from the use of or failure to use the presented information and/or the use of incorrect or incomplete information are categorically excluded.

Reservation of right of modification
The author expressly reserves the right to modify, supplement or delete parts of this web site or the entire content without separate notice and to discontinue publication thereof either temporarily or permanently.

Copyright and trademark law
In all publications, the author strives to observe the copyright of the graphics, audio and video clips and texts (collectively "content") used, to use author-created contents, to resort to license-free contents or to acquire the licenses of the contents before using them.
The copyright for contents published and prepared by the author itself remains solely with the author.
Duplication or use of such contents in other electronic or printed publications is not permitted without the express permission of the author.
All copyrights and other rights relating to all web pages, including layout, source text, software and their contents and results are held by the author or the supplier or manufacturer stated in each case.
All brands and trademarks mentioned in this web site and, where applicable, all brands and trademarks protected by third parties are subject without restrictions to the regulations of the currently applicable law on trademarks as well as the rights of ownership of the respective registered owners.
The mere fact that a trademark is mentioned must not lead to the conclusion that trademarks are not protected by third-party rights!

Scope of application 
None of the services, investments or securities referred to in this web site are available to natural and legal persons, if their availability or sale is not in accordance with the applicable laws of the respective country.
This web site is for information purposes only. It does not constitute an offer of the author or its associated companies to buy or sell securities or other finance instruments. The web site of the author is not intended to represent investment advice or recommendation.

Third party contents
Any share price information and news shown are provided by the information providers solely for use by the author.The author does not warrant the completeness, accuracy and reliability of the data.
The opinions and analyses presented herein are the views of third parties, for which the author is not responsible. The stock market and economic information, rates, prices, news and general market-related information made available and shown by third-parties as well as the results that have been generated and displayed are provided solely as a source of information for the parties interested in the author and do not represent investment advice or any other form of recommendation.

References and links
The author does not assume any liability for references, either direct or indirect in nature, to third-party web sites (links) which lie outside the author's sphere of responsibility. The author expressly declares that no illegal content was apparent on the linked pages when the links were set. The author has no influence whatsoever on the current and future design, content or authorship of the linked web pages. Therefore, the author expressly distances himself from the contents of all linked web sites which have been altered after the inclusion of the links into this web site. This statement is valid for all links and references placed within its own web site as well as for third-party entries in any and all guest books, discussion forums and mailing lists. The provider of the web site to which reference was made is the sole party against whom any and all liability claims can be made regarding illegal, faulty or incomplete contents, and in particular for any claims for damage arising from the use or non-use of any and all information supplied therein, and not against the party that merely refers to the respective publication. Usage restrictions Retrieving, copying, saving the web pages of the author, their content or results generated and displayed in their entirety or in part, is permitted solely for private and not commercial use.Copyright references and trademarks must not be altered or removed. All other actions require the prior written consent of the author. Establishing a hyperlink or online link from other web pages to one of the web pages belonging to this web site is expressly prohibited without the prior written consent of the author.
In particular it is not allowed to embed or display the web pages or their contents belonging to this web site insde a sub-window (frame) by means of a hyperlink, or to incorporate them into a third-party web site.

Usage restrictions
Retrieving, copying, saving the web pages of the author, their content or results generated and displayed in their entirety or in part, is permitted solely for private and not commercial use. Copyright references and trademarks must not be altered or removed. All other actions require the prior written consent of the author. Establishing a hyperlink or online link from other web pages to one of the web pages belonging to this web site is expressly prohibited without the prior written consent of the author. In particular it is not allowed to embed or display the web pages or their contents belonging to this web site insde a sub-window (frame) by means of a hyperlink, or to incorporate them into a third-party web site.

Data protection
Wherever the possibility exists of submitting personal or business data to this web site (e-mail addresses, names, postal addresses), the disclosure of such by users of the site takes place solely and exclusively on a voluntary basis.

Information on data protection As a rule, you will be able to access all web pages of the author without providing any personal information. In those specific cases where you need to enter your name, your address or other personal data, you will first be notified thereof. Your personal user data are used to make the services provided by the author as comfortable for you as possible and to improve them. Should you decide to transmit personal data over the internet to the author or its business partners, for example to allow correspondence or to enable an order to be processed, these data will be handled with care and in compliance with the stringent regulations of the German Federal Data Protection Act (FDPA). When you visit the web site, the author receives user data which are saved for security reasons and may allow user identification (e.g. IP address, date, time and pages viewed). These data are analysed by the author to learn about user behaviour and to compile statistics. All measures taken in this respect comply with the strict security standards of the Teleservices Data Protection Act (TSDPA) and the Data Protection Ordinance for Telecommunications Companies (TDPO).
No person-related use is made of such information. We reserve the right to use anonymised data records for statistical analysis. Further information on data protection in the Federal Republic of Germany can be found at: www.bfd.bund.de. 

Disclosure of personal information to third parties
Any communication of data to service providers as part of the order data processing is governed by the provisions of the German Federal Data Protection Act, other statutory regulations and the contractual provisions of the privacy policy of the author. Should the author be required by law or court order to disclose your data, it will do so only to the extent required and to the bodies entitled to receive such data. For any other purposes, the author will not disclose your data to third parties without your express consent.

Security
The author stores your data on specially protected servers in Germany.
The data can only be accessed by a few persons, authorized by the author, who are responsible for the technical, commercial or editorial support of these servers.
The author protects the information given to him by means of the respective hardware and software.

Right of revocation
If you request the author not to use your personal data for further contacts and/or to delete the data, we will act accordingly. Data that must be available for order handling or for commercial purposes will not be affected by cancellation or deletion. Please note that our personalised service can no longer be provided in the case of data withdrawal, as it is based on the use of customer information.

Use of cookies
Cookies are snippets of text information collected during an online session and stored on the user’s hard disk in the form of a special ASCII file (cookie.txt). The place where the cookie is stored on the user’s equipment is controlled by the user’s own web browser. A cookie contains information that is sent back to the server during the next online visit. It can only be read by the server that previously stored it. The author only uses cookies if they are essential for user functions or to assist navigation on the web site.The information is not made available to any third parties, as cookies are only used for the above-mentioned purposes. Most browsers are set to automatically accept cookies. However, this function can be deactivated in the browser any time.
You can set your browser to notify you when cookies are sent.

Use of analysis tools
This web site uses Google Analytics, a web analysis service from Google Inc. („Google“). Google Analytics uses so-called cookies, i.e. text files, which are saved on your computer and which enable an analysis of your use of the web site. The information about your use of this homepage created with the cookies (including your IP address) is transferred to a Google server in the USA and saved there. Google will use this information to evaluate your use of the web site, to compile reports about web site activities for the web site operators and to implement further services relating to web site and internet usage. Google will also make this information available to third parties when this is legally prescribed or in cases where third parties process this data on behalf of Google. Under no circumstances will Google compare your IP address with other Google data. You can prevent the installation of cookies by making a corresponding setting in your browser software. However, if you do this it can mean that not all functions of this web site will be fully available to you. By using this webs site, you declare your agreement that Google may process the data compiled about you in the manner described previously and for the purposes mentioned above.

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Links to other web sites
The web sites of the author contain links to other web sites. The author has no influence on the editorial content of third-party web sites and on compliance of their operators with the data protection provisions.

Advertising
The author’s web sites do not normally contain any advertising space. If they do, this advertising is delivered by external ad servers. The data collected in connection with online advertising (ad impressions, ad clicks) is used for statistical purposes only and to generate reports to advertising clients. No personal data are used in this context. With the distribution of advertisements, cookies may likewise be used without the author having whatsoever influence on it. Browser add-on for deactivation of Google Analytics

Legal effectiveness of these terms and conditions of use and safeguard clause ´
These terms and conditions of use are to be regarded as part of the web site from which this page is referenced. Insofar as parts or specific wordings of this text do not, no longer or do not completely comply with the current legal situation, this shall not prejudice the remaining parts with regard to their content and validity.